Skilled Car Accident Lawyers Serving PA
Pittsburgh auto accident lawyers who help you get compensated
A Pittsburgh car accident can leave you with serious injuries, chronic pain, and a large pile of medical bills. It can force you to give up the lifestyle you previously enjoyed, lose time from work or even lose your job altogether. If you are a victim in an auto accident, you may be entitled to money for your losses and/or pain and suffering. The Pittsburgh auto accident attorneys of Rudberg Law Offices, LLC help clients get compensated for the vehicle damage or injuries they may have sustained in an auto accident.
If you have been injured in an auto accident, you should call your insurance agent to report it and then you should call Rudberg Law Offices, LLC for a free consultation. Our auto accident lawyers in Pittsburgh will walk you through every step of the process, from the insurance reports to settlement negotiations or jury trial.
Causes of auto accidents
There are many different factors that can contribute to a car accident:
- Speeding – Statistically, this is the second most common cause of accident fatalities.
- Driver negligence – Many common negligent actions, such as texting, speeding to catch a light and tailgating can lead to devastating accidents.
- Driving while intoxicated – Too many lives are lost due to drunk driving. We hold drunk drivers responsible for their negligence.
- Drowsiness – Driving requires precise concentration, most of which is lost when a driver is excessively tired. This is especially dangerous for truckers, who can cause disasters if they lose control.
- Weather – In poor weather conditions, drivers are obligated to exercise extreme caution and free themselves of all distractions.
- Road conditions – Missing signs, poor lighting and general maintenance issues can cause roadways to become quite dangerous.
- Automobile defects – From faulty brakes to defective transmissions, there are many vehicle defects that can cause an accident.
Types of auto insurance coverage
The law allows an injured auto accident victim to be compensated for loss of wages, medical expenses, property damage to their vehicle, pain and suffering and mental anguish. The extent of the damages an injured victim may be able to collect often depends on the victim’s own type of car insurance policy:
- Full tort liability
- Limited tort liability
- Uninsured motorist coverage (UM)
- Underinsured motorist coverage (UIM)
Our car accident attorneys can help you understand how much compensation you may be entitled to based on the type of auto insurance you carry.
Full Tort Liability: If you chose this option on your car insurance, then in the event you suffer injuries in an auto accident that is the fault of another, you have retained the ability to sue the at-fault person for damages beyond simply recouping expenses for medical bills and loss of income. This option is generally more expensive, but does allow you to sue the driver at fault for pain and suffering, and other monetary damages. Our lawyers are experienced in filing auto accident lawsuits.
Limited Tort Liability: If you chose this option on your car insurance, then you are most likely limited to damages for recovery of monetary loss incurred through medical expenses and time off from work following your auto accident. However, there are exceptions to the limited tort option, such as when a drunk driver was at fault for your injuries. Contact our auto accident attorneys in Pittsburgh for expert advice.
Uninsured Motorist Coverage (UM): This option is extremely beneficial when the at-fault driver has no car insurance to pay for your injuries. In Pennsylvania, drivers are required to have car insurance, but many cannot afford it. Under these circumstances, your auto accident insurance policy will act in place of the at-fault driver’s, and pay out to you for your injuries.
Underinsured Motorist Coverage (UIM): If you chose this option, it assists you in recovering the full amount needed for your personal injuries. In Pennsylvania, drivers are required to have auto insurance, so this leads many to simply purchase the cheapest legal policy available. Most of these only pay $15,000.00 toward injuries to another. In this situation, where the at-fault driver is under-insured, your car insurance policy will make up the monetary difference between what the at-fault driver’s policy paid and what was actually needed for your injuries.
Investigation by the insurance company
Once the auto accident has been reported, the insurance companies will have professionals start an investigation. Often, the insurance company for the other party will request that you give a recorded statement. You should speak to an attorney before providing such a statement. Although this statement may seem harmless, you must remember that what you say will be used against you.
Insurance companies are in the business of making money. It is not in their interest to pay you any more than they are required to by law, and so they will often take advantage of unrepresented claimants. An auto accident lawyer of the Rudberg Law Offices, LLC in Pittsburgh will fight to get you a fair settlement.
All lawsuits involving an injury sustained in an auto accident must be filed within two years of the date of the accident. However, it is definitely a good idea to contact an attorney as soon as possible.
These insurance claims can become extremely complicated and it is in your best interest to contact an attorney as soon as possible after your accident so that we may assist you. In the situation where the driver has no insurance and you do not have car insurance, there are resources in Pennsylvania designed to assist you in paying for your medical bills. Please contact our firm so that we can help you get these important benefits.
Additional information about auto accidents
For additional information, you may find the following links useful:
- National Highway Traffic Safety Administration
- United States Department of Transportation Federal Highway Administration: Intersection Safety
Contact a skilled accident lawyer in Pittsburgh
If you have been injured in any type of accident caused by the careless or wrongful actions of others, call the Pittsburgh accident attorneys of Rudberg Law Offices, LLC for assistance at (412) 488-6000, (866) 306-2667, or complete our quick contact web form.